| Consumers Group Insurance Services Inc.
(CGIS) offers a wide variety of insurance and related
plans to individual of group clients. CGIS wants to
assure you of our commitment to protect the privacy
of your personal financial and/or health information.
Title V of the Gramm-Leach-Bliley Act (GBLA) and the
laws of Hawaii prohibit any financial institution, directly
or though its affiliates, from sharing nonpublic, personal
information about you with a non-affiliated third party
unless the institution provides you with a notice of
its privacy policies and practices, such as the type
of information that it collects about you and the categories
of persons or entities to whom it may be disclosed.
In compliance with GBLA and Hawaii law, we are providing
you with this document, which notifies you of the privacy
policies and practices of Consumers Group Insurance
Services, Inc. (CGIS).
Our Privacy Polices
and Practices
Information we collect:
Categories and sources of information collected:
We collect nonpublic personal information about you
form the following sources:
1. Information we receive from you on application or
other forms;
2. Information about your transactions with us, our
affiliates or others;
3. Information we receive for a consumer-reporting agency.
Information we may disclose
We may disclose collected information to our affiliates
and non-affiliated service providers when necessary
to carry out our normal business activities and as permitted
by law.
Our practices regarding information confidentiality
and security
We restrict access to nonpublic personal information
about you to those employees who need to know that information
in order to provide products or services to you. We
maintain physical, electronic, and procedural safeguards
that comply with federal regulations to guard your nonpublic
personal information.
Our policy regarding dispute resolution
Any controversy or claim arising out of or relating
to our privacy policy, or breach thereof, shall be settled
by arbitration in accordance with the rules of the American
Arbitration Association, and judgment upon the award
rendered by the arbitrator (s) may be enters in any
court having jurisdiction thereof.
Federal and State laws require us to provide our privacy
notice to you each year unless your relationship with
Consumers Group Insurance Services, Inc. (CGIS) has
terminated.
Should you have any question regarding this Privacy
Notice, Please contact us at 808-539-1677 or 1-888-942-2447.
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